Proof-of-Funds Calculator
Calculate the proof of funds required for a student visa in any Schengen country or the UK, see accepted funding sources, and compare providers.
Your funding profile
Frequently asked questions
What counts as proof of funds for a European student visa?
Most Schengen countries accept a blocked account (Sperrkonto) opened at an approved provider, a bank statement showing the required balance held for 3–6 months, a sponsor letter from a parent or guardian, or a government scholarship covering tuition and living costs. The exact list of accepted sources and the minimum amount vary by country.
How much money do I need for a German student visa in 2026?
Germany requires €11,208 per year (€934 per month) held in a blocked account (Sperrkonto) at an approved provider such as Expatrio, Fintiba, or Deutsche Bank. The blocked account is opened before you apply for the visa and the funds are released monthly once you arrive in Germany.
How much do I need for a Netherlands student visa?
The Netherlands requires €14,600 per year (€1,216 per month) proven through a bank statement, a Nuffic-approved sponsor, or a blocked account at an IND-recognised provider. The amount is reviewed annually by the IND.
Do I need a blocked account if I have a full scholarship?
In most cases, yes — a full tuition scholarship does not always cover the living-cost requirement, and embassies typically still want to see a personal fund source. Country-specific rules vary; the calculator above will tell you whether your scholarship closes the gap.
How long does the money need to sit in my account before I apply?
Most embassies require the balance to have been held for 3 to 6 months before the application date. Recent large deposits may be scrutinised and may need a documented source-of-funds letter.
Can I use a parent's bank statement for the visa?
Yes, in many countries (Germany, Netherlands, Ireland, UK) a parent or legal guardian's bank statement is accepted, accompanied by a signed sponsorship letter and proof of relationship (birth certificate). The rules differ by country — the calculator above covers the main Schengen and UK cases.
Planning to study in Europe?
EuroDesk OS matches you to universities, scholarships, and visa pathways across Europe.
Related Tools
View all toolsECTS Grade Calculator
Convert your university grades to the European ECTS scale.
Visa Requirement Checker
Check student visa requirements and PR pathways for European countries.
Tuition & Cost Calculator
Compare tuition fees and living costs across different European universities.
Language Requirement Checker
Check IELTS/TOEFL requirements and CEFR level equivalents.
Document Checklist Generator
Generate a personalized student visa document checklist for any European destination.
Scholarship & Funding Finder
Find scholarships and funding for European universities — Erasmus+, DAAD, Chevening, and 50+ more.
Career Outcome Explorer
Explore post-study work visas, starting salaries, and job-market trends by country and field.
Study Abroad ROI Calculator
Estimate tuition + living costs, projected salary, break-even point, and 10-year return for studying in Europe.
Schengen 90/180 Calculator
Count your Schengen days under the 90/180 rule, see when you must leave, and check if a planned trip would exceed your allowance.
Housing & Cost-of-Living Calculator
Estimated monthly student budgets across 60+ European cities, with neighborhood drill-down.
University Matcher
Find your perfect European university — check your admission chances
Related reading
Insights from the EuroDesk OS blog that pair with the Proof-of-Funds Calculator.
From Application to Acceptance: Your EuroDesk OS Guide to a Smooth European University Journey
Dreaming of studying in Europe? This comprehensive EuroDesk OS guide walks international students through every step of the journey, from discovering the perfect program among 1874 options in 30+ EU countries to crafting a stellar application and navigating visa requirements. Make your European univ
Funding Your European Dream: Navigating Scholarships and Financial Aid with EuroDesk OS
Unlock your European education dream with EuroDesk OS. Discover how to find and apply for prestigious scholarships like the Erasmus Mundus Joint Master Degrees, covering tuition, living costs, and more. Your guide to over 1800 programs in 30+ EU countries.
Mastering Your European Application: A Step-by-Step Guide with EuroDesk OS
Navigate the complex world of European university applications with ease using EuroDesk OS. This step-by-step guide helps international students find and apply to over 1800 programs across 30+ EU countries, understand ECTS, and prepare for a successful study abroad experience.